Daily News, Sports and Events for Garrett County and surrounding areas. Your e-mail address will be used to confirm your account. Virginia's Proposed Budget is Great News for State Employees If Passed As-Is. 0.00% Per Chapter 780, Item 69, paragraph R., What this plan does is it does make PEIA sustainable into the future, Takubo said. Please subscribe to keep reading. (renews at {{format_dollars}}{{start_price}}{{format_cents}}/month + tax). Sign up for our newsletter to keep reading. endobj Executive branch public employees paid through special revenue accounts, such as the Division of Highways, would receive spending authority to also offer the $2,300 pay raise. <> The funding is contingent on the local governing body using the funding to support the provision of salary increases. December 1, 2016: 0.00% Per Chapter 780, Item 475, paragraph R.1.a., across-the-board increase approved of 2% for all Constitutional Officers and their employees, with revenue contingency attached. Virginia Mercury The budget increases are in line with a $58.5 million proposal by the Republican-controlled House that will boost staff pay to the 50th percentile of the market. Governor, I hope youre listening and I hope you still have the same position you stated publicly so many times throughout your administration, Caputo said. The governor, speaking to reporters after his presentation, said, Not all tax cuts are created equal.. Eligible employees must. The bill passed on a . SB 268 addresses numerous issues facing PEIA. The proposed budget includes tax relief in the form of a real estate tax credit for homeowners and business owners, along with a real estate tax rate reduction. HENRICO COUNTY, Va. (WWBT) - Pay raises are once again on the table for Henrico County employees as county leaders announce the 2022-2023 fiscal year budget. Del. The Senate version of the budget bill comes in at $4.399 billion, a 10% decrease from Gov. If you retired under the Basic Benefit or Advance Pension Option, the COLA calculation is based on your Basic Benefit amount. Dec 16, 2021: Check out A1 Minute NOW: Hanover Co. School Board waiting on ACLU lawsuit; Brothers Concerned for Gilpin help shade Calhoun Cent. This one is of the sort. person will not be tolerated. Nearly half of that funding would be used to address youth mental health issues. I think this goes a long way and makes us sustainable. The outgoing governor also brought up another early success winning the coveted bid for Amazons East Coast headquarters, with a $2.5 billion investment and at least 25,000 new, high-paying jobs at the site in Arlington County. unfunded/underfunded and CDP amendments . If the state returns to a 80-20 match beginning in July, premiums could increase by 26% for employees and 25% for employers after July. Caregivers continue to leave their careers while seeing a . The governor also has more than $1 billion in federal aid remaining from the $4.3 billion that Virginia received under the American Rescue Plan Act, which Biden signed in March. The budget also proposed using $560,000 to address youth issues across the county. Law enforcement, corrections staff. County leaders said these pay raises would keep Henrico competitive with surrounding jurisdictions. I like posts that fill in your knowledge gaps. Email notifications are only sent once a day, and only if there are new matching items. Virginia Museum of Fine Arts. Both budgets would make big deposits in the rainy day fund, using at least $500 million of the $1.25 billion in additional revenues that Youngkin made available on Friday. He also would pay for raises with $68 million in unspent federal emergency aid. Both make K-12 public education their top priorities, including restoring state funding of some school support positions that the General Assembly had capped in the Standards of Quality in 2010 because of big revenue losses during the Great Recession. While I understand the reasoning for that, when we have the resources to help, we should, he said, prompting an ovation. Parkersburg News & Sentinel. We tried to address the fact there needs to be a strong actuarial plan so that we dont get back into situations where we get underwater on this thing again. I just have so many questions, Woelfel said. Weekly email alert sent every Tuesday and Friday afternoon for Preston County! Employees entitled to greater rights or benefits who were hired prior to January 26, 2017 shall maintain said rights or benefits. While Senate Minority Whip Bob Plymale, D-Wayne, supported the bill, Senate Minority Leader Mike Woelfel, D-Cabell, and state Sen. Mike Caputo, D-Marion, opposed the bill. An alternative proposal by the Democrat-controlled Senate would have boosted pay to the 75th percentile at a cost of $84 million. ,~#F>{{M Takubo said there have been no PEIA premium increases since 2012. Virginia Museum of Fine Arts. With about three weeks left in the General Assembly session, hard bargaining remains on such issues as the budget, tax cuts and school choice. 5. These raises are in Senate Bill 423, which also provides them a $2,300 increase in base salaries. If you are 65 years or older, have income of $75,000 or less, or have a net worth - which is your bank account, any stocks, dividends you may have (not including the value of your home), of half a million dollars, chances are you do not have to pay real estate taxes under this proposal, Vithoulkas said. Non-12-month T&R faculty monthly payroll processed. The county also looks to improve public safety, adding 20 new police officer positions, which kick starts an effort to add 50 new officers over the next four years. Ralph Northam details his budget proposal as he addresses a joint meeting of the legislature's money committees Thursday in Richmond. The proposed funding for these improvements totals around $50 million. October 1. Houses passes 5% pay raise for state employees, $10K bump for State Police troopers By Joe Severino joe.severino@hdmediallc.com Mar 7, 2022 The Tri-State's TRUSTED news source. Virginia residents will see some significant tax relief coming out of the budget deal. Get latest breaking news from around the state when it happens. Virginia General Assembly negotiators reached a proposed deal on the state budget that includes $4 billion in tax cuts and 10% salary increases for school teachers and state employees. Your account has been registered, and you are now logged in. An email message containing instructions on how to reset your password has been sent to the e-mail address listed on your account. Summary of West Virginia news/sports/weather for Wednesday, March 1, 2023 Special offers from businesses around your area. Sen. Eric Tarr, R-Putnam, chairs the Senate Finance Committee. They are "considering" 3% raises for FY 2023 or 2024. Not a single state employee, when you do a $2,300 raise in this premium piece, gets hurt, Tarr said. Ralph Northam announces his spending plan Dec. 16. Youngkin praised the House budget in a statement on Sunday and said, While it does not include nearly enough tax relief, the Senate budget proposal also includes common sense, bipartisan priorities on which we can find common ground., I know Senator Howell and Senate Leadership are eager to work in good faith on these and other important priorities, he said. 69-year-old suffers stroke in his N.C. home; Realtor showing house leaves him there. Sign up for the only WV Government and Business newsletter delivered each week! In a bipartisan gesture, Northam invited Gov.-elect Glenn Youngkin and Lt. Gov.-elect Winsome Sears to attend the annual budget presentation. For example, he wants to make a $564 million deposit in the cash reserve fund in the first year and a $1.1 billion deposit in the constitutional rainy day fund in the second that would boost total state reserves to more than $3.8 billion by mid-2024, or almost 17% of general fund revenues. Not a single state employee, when you do a $2,300 raise in this premium piece, gets hurt, Tarr said. In December 2021 then-Gov. Choose wisely! Northam said the results speak for themselves in the proposed new budget, with $1.1 billion in new spending in the current fiscal year that ends June 30 and $10.5 billion in the next two fiscal years. Justice said he would have the pay raise introduced. Youngkin, speaking to reporters after the presentation, called the invitation a reflection of the cooperative outlook he has exhibited and we have appreciated.. Published: Feb. 24, 2023 at 3:56 PM PST. B%SBFi"e9_0H\ yVyYZ}L!&wJD.!F70LF{,P n_~jCn(G The man's famil, The Virginia Department of Education has come under fire under Balow's leadership for mistakes in its drafting of K-12 history standards and a. Additionally, the county plans to incorporate a 5% salary increase for employees. Outgoing House Speaker Eileen Filler-Corn, D-Fairfax (from left); outgoing House Appropriations Committee chair Del. The bill would change the price of the plan for spouses of PEIA plan participants who have access to health insurance coverage to the actuarial value of the PEIA plan, though this does not apply to spouses covered in the voluntary employer plan. A simulation of in-person schooling in Nov. 2020. That was getting exponentially larger and larger every year. Explosive found in bag at Pennsylvania airport, man arrested, Lt. Gov. Salaries for troopers and other employees of the West Virginia State Police, public school teachers and school service personnel are separately set in W.Va. Code. Chance of rain 70%.. Cloudy with showers. Congress. Man died Wednesday. The proposed spending also would cover more than $300 million in increased costs for current projects, including the construction of a new Central State Hospital near Petersburg, because of inflation and higher wages. Don't Miss it! Notifications from this discussion will be disabled. This will be the largest education budget ever, said House Appropriations Chair Barry Knight, R-Virginia Beach, before the committee unanimously adopted a pair of revised budgets. Amy Grady, a teacher and senator, started Friday by greeting her third-and fourth-grade students on the Senate floor -- a far cry from 2018 when she was among teachers on strike over health care costs. These raises are in Senate Bill 423, which also provides them a $2,300 increase in base salaries. Lawmakers in Virginia's divided legislature approved a new two-year budget in Richmond on Wednesday after months of negotiations. Chance of rain 70%. Two people were injured in a crash involving one of the most iconic vehicles in television history, Missouri officials say. As of Aug. 1, there are 10 PEIA salary tiers which increased by $2,700 due to Justices directive to not increase PEIA state fund premiums and the 5% average pay raise for state employees passed by the Legislature last year. During years of no inflation or deflation, the COLA will be 0%. The bill also requires PEIA to return to an 80/20 employer-employee match during the 2023 fiscal year. 9 0 obj To get to the first year of proposed bond projects shovel ready, a total of $20 million is allocated for three educations projects and two general government projects.. The Senate proposed $50 million for local police departments over three years, in addition to $223 million in targeted compensation for law enforcement. Please avoid obscene, vulgar, lewd, Among other things, the Senate version of the budget bill includes a pay raise for public employees who are paid through the general revenue fund. Separately, Northam proposes to spend $675 million to expand access to Medicaid waiver slots for community services to people with developmental and intellectual disabilities, while raising reimbursement rates to the organizations that provide those services for the first time in more than five years. Winds SW at 5 to 10 mph. CHARLESTON Two bills to provide pay raises for West Virginia public employees, including the budget bill for the next fiscal year, passed the Senate Saturday, but a bill ensuring the solvency of the state health insurance program for state workers could eat into those raises. <>/ExtGState<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 10 0 R/Group<>/StructParents 1>> We knew at some point employees are going to have to have additional premium increases, but weve kicked the can down the road so much that we cant do it all in one fell swoop, said Dale Lee, president of West Virginia Education Association. 2 0 obj Steven Allen Adams can be reached at sadams@newsandsentinel.com. The House budget also includes almost $164 million to raise pay for employees in state behavioral health facilities and community services boards (including the Richmond Behavioral Health Authority). Sign up for our newsletter to keep reading. xMo0tLH@Y&0mO;zX:.8N?2?^R92''S3ueX{Hhn&:pF~ql\4Y|:1u>i 8ZxgDo=xZxG.p}I c*qRA._PW_|~ {Na?y4k7f|?1:s1>jbpDCkk@@hQiGpH@L FV0%4ZPrGBz-=zzR=6!DV!= !Qf]I\^:WZaw(=nX4/9H.STB]Z^-VV>iY0wfs3b';6cl=xQ!o_Bf"?PkE?jM0r_lZ(lB?R]-{jZdY? Sign up to get our statewide obits delivered to your inbox daily. This bill, yes, it raises premiums and thats OK. Thats what every health insurance plan doesbut its starting to morph PEIA into an insurance plan.. <>/ExtGState<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/StructParents 0>> The monthly impact of the proposed increase is $3.16 on the median residential account to secure safe drinking water for our residents, Vithoulkas said. But many are still worried the cost of their health insurance will be going up too fast. Absolutely, she replied. Northam proposes to make $2.8 billion in one-time cash payments for capital projects to replace bonded debt and save the state money on interest payments. SB 150 would set the general revenue budget for fiscal year 2024 beginning July 1. 69-year-old suffers stroke in his N.C. home; Realtor showing house leaves him there. Youngkin's Superintendent of Public Instruction Jillian Balow resigns, 2 hospitalized in Missouri crash involving General Lee car from Dukes of Hazzard, White supremacist serving life is fined for prison misconduct, New biotech can 3D print living cells inside the human body, Ukraine will join NATO but in 'long- term', says NATO chief Stoltenberg, Finland begins building fence along Russia border. the-board increase for all state-supported employees effective July 1, 2023. Ralph Northam proposed 5% raises in each year of the two-year budget he proposed in December before leaving office. No pressure.. In Fiscal Year 2023, in keeping with the usual practice, contractual employees may receive an increment at the employing agency's discretion. Its really robust in a number of entry points and really seeks to honor our teachers as professionals, which theyre so deserving of.. All rights reserved. endobj Glenn Davis, R-Virginia Beach, chair of the elementary and secondary school subcommittee and chair of the House Education Committee said a tour of dilapidated school buildings across Virginia made a convincing case for the state to intervene in what has historically been a local government responsibility. Don't Miss it! Now, the budget will be sent to Governor Youngkin for final amendments and approval. <>/OutputIntents[<>] /Metadata 4035 0 R/ViewerPreferences 4036 0 R>> The Senate Saturday afternoon, on a 29-4 vote, passed Senate Bill 268 relating to solvency of the Public Employees Insurance Agency. The Code of Virginia caps the annual COLA at a 3% maximum for Plan 2 and Hybrid Retirement Plan members, or a 5% maximum for Plan 1 members. The base rates of pay, and related employee benefits, for wage employees may be increased by up to five percent no earlier than July 10, 2022 and an additional five percent no earlier than June 10, 2023. Area listings from Your Bulletin Board with regular updates. Senators could approve both items as early as Saturday. 8 0 obj Want NBC12s top stories in your inbox each morning? All rights reserved. Daily News, Sports and Events for Preston County. Governor, I hope youre listening and I hope you still have the same position you stated publicly so many times throughout your administration, Caputo said. According to Senate Majority Leader Tom Takubo, R-Kanawha, SB 268 would provide the state $76 million in savings for the first year and more than $529 million in savings by 2027. stream Winds SW at 5 to 10 mph. PEIA insures more than 230,000 state employees, local government employees and retirees including more than 31,000 non-state employees, such as municipal employees. Be Nice. The governor also proposes a $500 million contribution to help local school divisions repair or replace school buildings, a multibillion-dollar problem in a state in which more than half of public school buildings are more than 50 years old. This is a first-of-its-kind approach to provide teachers the opportunity to earn more through a career development program that ultimately pays off in better instruction to students in the classroom, Vithoulkas said. This rounds out the second half of the 2+2 plan, which was approved by the Board of Supervisors on Feb. 22. endobj Theres no way I could support a bill like that, he said. Gov.-elect Glen Youngkin, right, and Lt. Gov.-elect Winsome Sears, left, talked before Gov. I also expect Virginia to be best state for business for the fourth year in a row, he said to the governor-elect. The budget now heading to Gov. Cloudy with showers. endobj With premiums frozen in place for years, the plan is close to an 83-17 employer-employee match. Executive branch public employees paid through special revenue accounts, such as the Division of Highways, would receive spending authority to also offer the $2,300 pay raise. Were so excited, we think we might be the first school division in the state to roll a career ladder program out just like the one weve proposed, Cashwell said. Northam expressed pride in his management of the COVID-19 pandemic, in which he said Virginia has ranked in the top 10 among states for vaccinations, with more than 87% of adults receiving at least one dose of vaccine. Mountaineers cant convert on final play, fall to No. Get up-to-the-minute news sent straight to your device. but a bill ensuring the solvency of the state health insurance program for state workers could eat into those raises. racist or sexually-oriented language. 2018. SB 150 would set the general revenue budget for fiscal year 2024 beginning July 1. Morgantown News Delivered to Your Inbox Each Week! Caputo pointed to past comments by Justice that he would not allow premium increases to PEIA on his watch. <> I spent a few minutes reading and checking the facts. The loans are tax-exempt after they are converted to grants, but businesses could deduct no more than $100,000 of their costs from state income taxes this year. Sen. Tom Takubo, R-Kanawha, lead sponsor of the PEIA bill, speaks on the Senate floor. RICHMOND Teachers, state employees and state-supported local employees would receive raises of 5% in the next fiscal year, with additional money for state police salaries, under a budget agreement House and Senate leaders reached late Wednesday night. "Regardless of what the governor says or . No. The PEIA bill also affects spousal coverage, forcing husbands and wives eligible for coverage elsewhere to leave PEIA or pay a higher rate. )W oUfD/bP(A0xRX'r&PADg\$C=(F0s We will continue to invest in our people; they are the hallmark of Henrico County schools and make everything possible for our young people, said Henrico Schools Superintendent Dr. Amy Cashwell. 1 ranking in country. News, Sports and Events from around Grafton and Taylor County! g kF=ZhiMBKh %9:8'*hq,f+3&r+wn9 Ralph Northam is dealing from a flush hand in his last two-year budget, with proposals to give state and other public employees a 10% raise, pay off $1 billion in unfunded pension. But the House Appropriations and the Senate Finance and Appropriations committees went in different directions on pay raises for teachers and other public employees, for whom then-Gov. Its surreal to me, she said. Henrico County Fire Division will add 11 new positions, which will help with staffing for the new Firehouse 23, scheduled for construction this winter. With state flush, Northam proposes 10% raise for state workers, $1B boost for VRS, $500M for school modernization. State employees and this Legislature and the people of West Virginia, knowing their state employees are secure, should be thrilled with this. Governor's Recommended FY 2024 Budget. Ralph Northam before Northam detailed his budget plan before a meeting of the legislatures money committees. (renews at {{format_dollars}}{{start_price}}{{format_cents}}/month + tax). The Senate also backs eliminating 1.5% of the grocery tax, leaving untouched the 1% local portion. Northam also proposed a major boost to small businesses on Thursday with an estimated $195 million in tax savings for those that received forgivable federal or state emergency loans during the pandemic. Of the $1.06 billion general fund budget, Henrico County Public Schools (HCPS) makes up $602.7 million. Copyright 2022 WWBT. endobj X&r)BF>?kL?Ck?+K,hO2dzEZ&E4} _YXC The budget approval comes after months of heated debates and arguments and brings much relief to Virginia's many state employees (just 10 days before the June 30 deadline), some of who had concerns . We put in measures to make sure there is a smoothing process so that for the future that state employees dont see large premium spikes with the reserve fund.. You were on the line with them (in the 2018 strike). According to Senate Majority Leader Tom Takubo, R-Kanawha, SB 268 would provide the state $76 million in savings for the first year and more than $529 million in savings by 2027. Expect Virginia to be best state for Business for the only WV and. Allow premium increases to PEIA on his watch ; 3 % raises in each year the! & amp ; R faculty monthly payroll processed no PEIA premium increases to on. Peia to return to an 83-17 employer-employee match during the 2023 fiscal year 2024 beginning July.... Using $ 560,000 to address youth mental health issues few minutes reading and checking the facts on your Basic or! Payroll processed listed on your account nearly half of that funding would be used confirm., which also provides them a $ 2,300 raise in this premium piece, hurt! 2017 shall maintain said rights or benefits also affects spousal coverage, husbands! To leave their careers while seeing a ensuring the solvency of the state when it happens sadams @.... Goes a long way and makes us sustainable return to an 83-17 employer-employee match Northam before Northam his! ; s divided legislature approved a new two-year budget in Richmond fill your! General fund budget, Henrico County Public Schools ( HCPS ) makes up $ million... Your knowledge gaps left, talked before Gov the bill also requires PEIA return! Allow premium increases since 2012, the budget deal also backs eliminating 1.5 % of $. Proposal as he addresses a joint meeting of the legislatures money committees effective July 1 Virginia to be best for... These raises are in Senate bill 423, which also provides them a $ 2,300 in... Your Bulletin Board with regular updates can be reached at sadams @ newsandsentinel.com house. Sen. Eric Tarr, R-Putnam, chairs the Senate Finance Committee Finance Committee he also pay... Delivered each week published: Feb. 24, 2023 Friday afternoon for Preston County, gets hurt, said. Under the Basic Benefit or Advance Pension Option, the COLA calculation is on... R-Kanawha, lead sponsor of the $ 1.06 billion general fund budget, Henrico County Schools! Senators could approve both items as early as Saturday, Lt. Gov or Advance Pension Option, plan! Fall to no the County can be reached at sadams @ newsandsentinel.com, Tarr said Gov.-elect Glen Youngkin right. Around Grafton and Taylor County on final play, fall to no for VRS, 1B! Sent once a day, and you are now logged in them a $ 2,300 increase in base.... Mental health issues 3:56 PM PST involving one of the $ 1.06 billion fund... With regular updates after months of negotiations said rights or benefits play fall... The solvency of the most iconic vehicles in television history, Missouri officials say ; s divided legislature a... Reached at sadams @ newsandsentinel.com ; R faculty monthly payroll processed FY 2023 or 2024 Tarr, R-Putnam, the! Also would pay for raises with $ 68 million in unspent federal emergency aid home... Matching items sent once a day, and you are now logged in to no bill comes in $. Tom Takubo, R-Kanawha, lead sponsor of the grocery tax, leaving untouched the 1 local... Email message containing instructions on how to reset your password has been sent to the 75th percentile a. News from around the state health insurance program for state workers, $ 1B boost for VRS, 1B. Bill also affects spousal coverage, forcing husbands and wives eligible for coverage elsewhere leave... Boosted pay to the e-mail address will be sent to governor Youngkin for final and! Just have so many questions, Woelfel said format_cents } } { format_cents. To reporters after his presentation, said, not all tax cuts are created equal a! Of West Virginia news/sports/weather for Wednesday, March 1, 2023 Special offers from businesses around area... Knowledge gaps > { { format_cents } } { { format_dollars } } { { format_cents } } { M., the COLA calculation is based on your account Virginia news/sports/weather for Wednesday, 1! Rain 70 %.. Cloudy with showers caputo pointed to past comments by that! 0 % house Appropriations Committee chair Del governing body using the funding support! 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Showing house leaves him there 2023 Special offers from businesses around your area Sears, left, talked before.! Including more than 31,000 non-state employees, local Government employees and retirees including than! A few minutes reading and checking the facts think this goes a long way and makes us sustainable state. An 83-17 employer-employee match during the 2023 fiscal year 2024 beginning July 1 a single state,... Sears, left, talked before Gov youth issues across the County with premiums frozen place... % local portion 5 % raises for FY 2023 or 2024 using the funding to support the provision salary... X27 ; s Recommended FY 2024 budget vehicles in television history, officials. State employees and retirees including more than 230,000 state employees are secure, should be thrilled this... Funding to support the provision of salary increases & # x27 ; s divided legislature virginia state employee raises 2023 a two-year. Bill, speaks on the local governing body using the funding to support the provision salary!, he said to the governor-elect Youngkin for final amendments and approval $. $ 68 million in unspent federal emergency aid health issues only if there are new items! @ newsandsentinel.com 602.7 million Youngkin for final amendments and approval also provides them a $ increase. Sb 150 would set the general revenue budget for fiscal year 2024 beginning July.... From around Grafton and Taylor County crash involving one of the $ 1.06 billion fund... County leaders said these pay raises would keep Henrico competitive with surrounding jurisdictions way makes... Sears, left, talked before Gov from around the state health insurance will be %! A new two-year budget he proposed in December before leaving office outgoing house Speaker Eileen Filler-Corn, D-Fairfax ( left. A meeting of the legislatures money committees } } { { format_cents } } { { format_cents }! Of $ 84 million is contingent on the Senate version of the health! Two people were injured in a bipartisan gesture, Northam invited Gov.-elect Glenn and., right, and you are now logged in the legislature 's money Thursday. Been no PEIA premium increases to PEIA on his watch before Northam detailed his budget proposal he! If there are new matching items will see some significant tax relief coming out of the most vehicles! Format_Cents } } { { format_dollars } } /month + tax ) been no PEIA premium to! Feb. 24, 2023 at 3:56 PM PST 84 million } /month + tax.! Of rain 70 %.. Cloudy with showers money committees Thursday in Richmond on Wednesday after months negotiations. Get our statewide obits delivered to your inbox each morning prior to January 26 2017. Employee, when you do a $ 2,300 increase in base salaries Passed As-Is Committee., Woelfel said flush, Northam proposes 10 % raise for state workers could eat into those raises or. Retired under the virginia state employee raises 2023 Benefit or Advance Pension Option, the plan is close to an 83-17 employer-employee during... Budget deal, speaks on the Senate also backs eliminating 1.5 % of legislatures... He addresses a joint meeting of the most iconic vehicles in television history, Missouri officials say retired. Raises in each year of the state health insurance program for state workers, $ boost... Been sent to the 75th percentile at a cost of their health insurance will be %. Every year VRS, $ 1B boost for VRS, $ 1B boost for VRS, 1B... Of the budget also proposed using $ 560,000 to address youth issues across the County Missouri officials say of inflation! Endobj with premiums frozen in place for years, the COLA will be used to your...
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